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How much is homeowners insurance in IL for townhome that's not covered by the common insurance?

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Home Insurance

I’m planning to purchase a townhome and the assessments does include common insurance. I’ve been told it doesn’t protect any misc assets I have in my home in case a disaster occurs. I want to factor this into my monthly expense estimates. I’m looking for a purchase price at 0,000. How much should estimate for homeowners insurance? Is it a monthly and annual payment?

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