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Life Insurance

Can someone please explain the diff. between term life insurance and regular life?

Posted by on August 10, 2012 | 0 Comments

Also is it better to just by a plot burial and lock in the rates today, my job does not offer life insurance and i would like some type of reassurance for my family if i were to die. I’m in the 25-35 yr range group, can anyone suggest polices or explain them altogether! look […]

Can I have my term life insurance's beneficiary as my brother and not spouse?

Posted by on August 10, 2012 | 0 Comments

My spouse had a gambling problem, while he has not gamble for a few years any depression episode can cause him to relapse. Can I have a secret life insurance policy with the beneficiary as my brother so he can help my daughter just in case my husband won’t be able to? My brother is […]

Canceling a Term Life Insurance Quotes Policy?

Posted by on August 10, 2012 | 0 Comments

Dear Sir, Due to being out of work I am considering canceling a term life insurance policy as well as a disability policy.When I’m working again I can see about replacement policy.Is there usally a penalty for canceling a policy?How would I go about canceling these policies? mariah carey postpones wedding to james packer on […]

question about term life insurance trying to figure out something,?

Posted by on August 10, 2012 | 0 Comments

If a person brought a 400,00 term life insurance policy how much would the family get upon death. How exactly does this work. I know the insurance company just give the family 400,000 upon death, if that was the case everyone would have insurance. So, how exactly does this work? cool team name ideas that […]

Can I buy term life insurance for my aunt who lives in CA?

Posted by on August 10, 2012 | 0 Comments

I live in Florida and was just wondering if I can purchase a term life insurance policy for my aunt in California? Will the term life insurance policy be in my name or her name, because I will be paying for the policy? fantasy football is teaching us to dehumanize players in painAucklanders have done […]

Are group term life insurance proceeds taxable to the employer if the policy is on a CEO?

Posted by on August 9, 2012 | 0 Comments

Let’s say company A takes a policy of on a CEO. They pay 40,000 in premiums and CEO collects 10,000 in premiums. Upon CEO’s death company A collects 1,500,000 and CEO’s wife receives 100,000 from life insurance proceeds. What are the tax effects to company A and CEO’s wife? michael sam talks childhood and coming […]

Why do financial experts say term life insurance is better than whole life?

Posted by on August 9, 2012 | 0 Comments

I’ve heard it from Suze Orman, I’ve read it in Personal Finance for Dummies, but why do these life insurance agents keep telling me that Cash Value is better at protection than Term? green bay packers super bet for bowlBeveridge laughed at the celebration. “Taylor is one of those lads that does look up at […]

Two business partners carry 15 year term life insurance. The insurer pays 100, 000 for each partner who dies?

Posted by on August 9, 2012 | 0 Comments

Two business partners carry 15 year term life insurance. The insurer pays 100, 000 for each partner who dies within 15 years, and 0 for each partner who does not die within 15 years. The remaining lifetimes of the two partners are independent and each are uniformly distributed on [0, 15]. Determine the moment generating […]

Could I stop paying for term life insurance if I don't need it anymore?

Posted by on August 9, 2012 | 0 Comments

Hi, I’m debating between 25 year and 30 year term life insurance. Need for 30 is primarily because we still have almost 30 years of mortgage. Can I get 30 year term and then at 25 years or whenever, if we happen to pay off our mortgage early, stop paying premiums for term life insurance? […]

Is it better to have term life insurance or whole life insurance?

Posted by on August 9, 2012 | 0 Comments

I am 26 years old and just had a baby and want to know which insurance is better whole or term. How do I determine how much to get? Who besides my daughter if anyone should be the beneficiary? Note: Her father and I aren’t married but I was considering leaving him a percentage so […]