Welcome Guest. Sign in

Life Insurance

Question about purchasing term life insurance while awaiting a universal policy..?

Posted by on August 11, 2012 | 0 Comments

I recently applied for univeral life insurance. Can I purchase term in the meantime..? ..In other words, can I purchase term life insurance while awaiting confirmation of my universal policy – with the same insurance company (I know I will be approved for universal because of my good health). Please, informed answers only. Thanks everyone. […]

What is the difference between accidental death life insurance and regular life insurance?

Posted by on August 11, 2012 | 0 Comments

What is the difference between accidental death insurance and regular life insurance? Which is a better buy? Wouldn’t all deaths (excluding illnesses) be accident? If you only buy life insurance and don’t include accidental death insurance then what is usually excluded? Thanks!!! (I know its different for every insurance company, I am just wondering what […]

Can I convert my Adjustable Life Insurance policy to Term Insurance?

Posted by on August 11, 2012 | 0 Comments

I currently have a 0,000 Adjustable Life Insurance policy and want to convert it to a 0,000 20 Year Term. Can I do this or will I have to surrender the policy and start a new policy? I checked my life policy and there is nothing mentioned about any type of conversion. Just curious about […]

How can someone purchase a life insurance policy for someone else without them knowing?

Posted by on August 11, 2012 | 0 Comments

I always see on Forensic Files and other shows about murderers, they are able to purchase a life insurance policy for their spouse or relative without the person’s knowledge. Then they kill the person for the money. Why are they able to buy a life insurance policy without the person knowing about it? Wouldn’t that […]

What is the difference between Term Life Insurance and Whole Life Insurance?

Posted by on August 11, 2012 | 0 Comments

I have asked insurance agents but they were so busy trying to sell it to me that they neglected to answer the question. What exactly are they, and what is the difference between the two? how to become a high school coachSirius has Howard Stern to bring his raunchy brand of entertainment on board, and […]

On a return of premium term life insurance, what happens if you don't complete the term? Do you get anything?

Posted by on August 11, 2012 | 0 Comments

Just trying to compare the different kinds of life insurance policies. . . Does a return of premium policy make sense if you compare it to permanent insurance? associated il2ra polymorphism controls gmYou want to make sure your band is always in proper working order with no skipping, no runs and your safety is always […]

Why am I being told to buy term life insurance, instead of whole life.?

Posted by on August 11, 2012 | 0 Comments

Idon’t want to borrow against it. I simply need the insurance to take care of my son and me in the event my husband dies. That is it. With the term life I have to renew it when the term expires. The whole life insurers have some very good prices. So please tell me why […]

How do I help families not see life insurance as a bill but rather protection for their family?

Posted by on August 11, 2012 | 0 Comments

I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is; can any life insurance agent please share with me how they get around to making sales in the life insurance […]

what companies that buy term life insurance ?

Posted by on August 11, 2012 | 0 Comments

I have a extra term life insurance policy on me and I am wanting to get out of debt and have money too. I have seen some commercials in the passed that buy Insurance policies from people for a part of the face amount of the policy but I can not remember what company that […]

What is the Purpose of Life Insurance Policies for Children?

Posted by on August 10, 2012 | 0 Comments

I thought life insurance policies were for the remaining family members after a person’s death. For instance, the main worker in the family should get a life insurance policy to ensure their spouse and children have enough money if somethign were to happen. Now since children do not contribuite to a household income. Why would […]