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Will my insurance company pay for the damages?

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Auto Insurance

Who knows the answer to this question:?
I have a policy with 21st Century Insurance. I also have a teenage son in my house who uses my car to go to school everyday. He is not on my auto insurance policy and he caused an accident yesterday.
My policy shows that only I drive the car.
I have never disclosed that he even exists. Did I screw up???????

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